Reasons to order an appraisal from KS Appraisal

Year after year, thousands of people in Arizona buy, sell or refinance their home. A lot of these transactions have a simple line item for an appraisal. The majority of lenders still want a local expert because the stakes are so high, even though there are a budding number of automated home valuation processes that might appear to be more practical than an appraisal. Is obtaining a mortgage the only reason to get an appraisal? Are there more times when the services of a licensed, independent real estate professional might be beneficial? Absolutely.

Let KS Appraisal help you lower your mortgage payment

Challenge your tax assessment

If you live in an area where the property value has depreciated, it's possible you're paying too much in property taxes. An appraisal from KS Appraisal is your best evidence when building your case. We're equipped to assist you in challenging your tax assessment.

PMI removal to reduce your mortgage payment

Private Mortgage Insurance, or PMI, is a supplemental insurance policy that most lenders ask buyers to purchase when the amount being loaned to the buyer is more than 80% of the actual value of the real estate. Seeing that added payment is usually folded into the monthly mortgage payment, it is often forgotten. This is bad because PMI isn't required when the remaining balance of the loan - whether through market appreciation or principal pay down - goes below the 80% level. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to dismiss the PMI payments when the loan-to-value ratio conditions have been met.

If you'd like to get rid of PMI, KS Appraisal will produce a statement regarding the value of your home. The price you paid for the home valuation can generally be offset in little time because you'll no longer be paying the PMI.

Order your appraisal from KS Appraisal today

Order today

Settle a divorce with fewer hang-ups

A divorce can be a particularly daunting experience for both parties, and it is often further complicated by the hard decision of who maintains the house. So both parties are entirely aware of the true market value of their home, it's a good idea to order an appraisal from KS Appraisal, regardless of the situation.

If the parties wish to sell the home, they'll have a a good idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.

Determine a fair and accurate valuation for estate liquidation

The death of a loved one is a hard time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Fair Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the maximum degree of discretion.

Most Americans don't have dedicated estate planners or executors to take care of these affairs, unlike wealthier individuals. A home or other property often makes up a disproportionate share of the total estate value, so knowing the true value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've received an honest deal.

Relocate to or from Maricopa County for work

Employee relocation can be a stressful event, and we understand. That being said, we take great care in setting up a convenient appointment time for the appraisal inspection. During our intensive inspection, we recommend relocating employees to provide input on the positive aspects of their property, along with information about any current sales or listings in their neighborhood that they want considered.

Close on your home quickly — for the right price

Whether you choose to sell your home on your own or with the help of a real estate agent, a professional appraisal will help you make a better educated decision regarding your selling price. Unlike a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees rest on our efforts to finish the appraisal report and not a percentage of the sales price.

We determine the difference in value things like an additional bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long homesstay on the market. So, obtaining a professional appraisal is a reliable way to decide what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time.

Let KS Appraisal help you sell your home quickly at the right price